CARDIFF — Star-studded French club Toulon became the third team to retain the Heineken Cup with a 23-6 win over Saracens in the final Saturday, ensuring Jonny Wilkinson will retire a two-time European champion. Matt Giteau and Juan Smith scored tries either side of halftime for Toulon at Cardiff's Millennium Stadium, with Wilkinson converting both scores and adding two penalties and a drop-goal to finish the next-to-last match with 13 points. Only Leicester (2001-02) and Leinster (2011-12) have previously won European club rugby's biggest prize in successive years. Saracens took the lead through Owen Farrell's third-minute penalty and the England flyhalf booted another in the 46th for 10-6.— AP