chip Dow Jones industrial average was down 0.1 percent at 10,232.4 points, while the Nasdaq Composite Index also fell 0.1 percent to 1,949.3 points. by 1616 GMT. The fact that U.S. stocks ended the first quarter down is a bad sign for the remainder of the year, especially when interest rates are rising, according to research firm FactSet JCF. The Dow ends the year in negative territory more than 85 percent of the time in such cases, FactSet said. --More 2251 Local Time 1951 GMT