U.S. stocks recovered before closing Monday from modest losses early in the day, while investors considered the leadership changes in France and Greece. In U.S. economic news, consumer credit rose by $21.3 billion in March. The dollar strengthened against the euro and the yen, but fell versus the pound. Light sweet crude oil for June delivery dropped 55 cents to settle at $97.94 a barrel on the New York Mercantile Exchange. Gold futures fell $6.10 to $1,639.10 an ounce. The Dow Jones industrial average lost 29.74, or 0.23 percent, to 13,008.53. The Standard & Poor's 500 index gained 0.48, or 0.04 percent, to 1,369.58. The technology-heavy Nasdaq composite index rose 1.42, or 0.05 percent, to 2,957.76.