free loans', Al-Riyadh newspaper said "Our banks never care about the ordinary citizens and instead they focus their attention to the big companies. Our banks are not keen on extending loans to the owners of the small establishments like workshops for the graduates of the vocational institutes who are planning to build their activities on a productive base," said the paper, adding that the banks never care about the citizens who want to build their houses. The daily proposed extending interest-free loans to the employees who either are working at the governmental or private sectors provided that their salaries are remitted to the banks. Such a development may contribute to a social and economic development and improve the image of the banks and their assets, the daily added.