FIFA President Joseph Blatter on Friday voiced criticism on penalty shoot-outs and asked German legend Franz Beckenbauer and his special task force to look into a solution of the issue for the future. Blatter told the congress of the ruling body that football can become "a tragedy" in a shoot-out which takes place when games are tied. Football is a team game. When it goes to one against one football loses its essence," Blatter said. The FIFA president later clarified that "I never said that we should scrap the penalty shoot-out. " Blatter was speaking less than a week after Chelsea beat Bayern Munich on penalties for the European Champions League trophy. A number of big finals, including at the 1994 and 2006 World Cups and Euro 1976, have been decided by spot kicks. A first attempt to have less shoot-outs was the Golden Goal rule under which games in extra-time ended when a goal was scored. Germany won Euro 1996 and France Euro 2000 in this way but the Golden Goal was later scrapped again and full 30 minutes of extra-time re-introduced, regardless of the score. Beckenbauer heads a FIFA Task Force Football 2014 which also includes Brazilian legend Pele. According to FIFA, the panel is to “improve both the attractiveness of football and match control in elite competitions. " The FIFA congress on Friday approved insurance for players at all international matches to end a long-standing dispute with clubs, following the European body UEFA which raised its compensation for clubs of injured players recently. From September 1 onwards, FIFA will pay 75 million dollars and insurance companies will up to 27,000 dollars per day and 9.7 million dollars per year for an injured player, based on the player's base salary at a club. The Budapest congress was also to continue a FIFA reform process which was launched last year after corruption allegations. Several measures were to be decided later Friday and Blatter called on the responsibility of the delegates from 208 member federations to ensure "a big step forward" in the process.