ranked Ball State Cardinals fumbled the ball four times and Buffalo scored off each turnover, routing the previously unbeaten team 42-24 Friday in the Mid-American Conference championship game. Ball State (12-1) finished the regular season undefeated for the first time since 1949, but entered the game without much of a shot to bust into the Bowl Championship Series because it trailed Utah in the standings. The Bulls returned fumbles 92 and 74 yards on consecutive drives late in the third quarter to take a 28-17 lead. Buffalo (8-5) won its first MAC title, capping the program's first bowl-eligible season since joining college football's top tier of teams in 1999. NFL scouts at Ford Field saw Ball State quarterback Nate Davis struggle to hold onto the ball. The Cardinals fumbled four times and Davis was involved each time. The most critical came when he tried to dive toward the goal line, but had the ball knocked loose for Mike Newton to scoop up and take 92 yards for a go-ahead score. Davis finished 31-of-48 for 351 yards with a touchdown and an interception on his final attempt when the game was out of reach. Ball State's MiQuale Lewis ran for 138 yards and two TDs and Briggs Orsbon set a MAC title game record with 13 receptions and had 141 yards receiving.